When the month is longer than the money, ADGAS bridges the gap — a small, clearly-priced loan repaid in one instalment on your next payday.
Up to R5 000 cash deposited straight into your bank account.
Easy, convenient loans from R500 to R5 000.
ADGAS is built on respect, understanding and mutual trust. We treat every application as a person rather than a number — honest answers, pricing you can see before you commit, and money that arrives when you actually need it. These principles, together with responsible lending under the National Credit Act, are the foundation of how we work.
ADGAS · Registered Credit Provider NCRCP19962
Contact usBoth options ask for the same three documents and are assessed identically. Pick whichever is easier for you today.
Our charges are set within the limits of the National Credit Act and published in full — interest, service fee, initiation fee and VAT. There is nothing to discover later.
Your approved limit depends on your income and affordability.
Repaid in one instalment.
Capped by the NCA.
We pay into all major South African banks
Everything people usually want to know before they apply.
First-time clients can apply for anything from R500 to R5 000. The amount we approve depends on your income and what you can comfortably afford to repay from your next salary. Once you have repaid a loan in full, you can ask us to review your limit.
Applications received on a business day with all documents attached are usually assessed within 24 hours. If anything is missing, a consultant will contact you the same day to sort it out.
Three things: a copy of your South African ID, your latest payslip, and your three most recent bank statements. You also need an active bank account in your own name that your salary is paid into.
Repayment is collected by debit order on your next payday, in a single instalment. The exact amount and date are confirmed in writing before you accept the loan, so there is nothing to calculate or remember.
Yes. As a registered credit provider we are required by the National Credit Act to run a credit bureau enquiry and complete an affordability assessment before granting credit. A poor score does not automatically disqualify you — your current income and expenses matter just as much.
Contact us before the debit order date. We would far rather arrange something with you than let an account fall into arrears. Accounts left unpaid attract additional charges, and after two months they are handed to external debt collectors, which affects your credit record.